As per prevailing Instruction in EPF scheme , a Member(employee) can withdraw his money only in single account. EPF Department has revised this instructions and issued a internal circulars.According to above said circular dated 15.06.2012 ,an employee (member of EPF scheme) can withdraw his claim /money by giving his joint account also . But Joint must be with his/her Spouse (Husband or Wife) . Joint account with other person will not be entertained for withdrawal of Money from EPF department.
Further Regional office has been directed that no claim must be rejected due to the fact that member has preferred to withdraw the money in Joint account.
Complete circular is given below for your ready reference.