Gifting is considered to be an art, but there is science behind it. You do not just want the gift to be beautiful and attractive, but you also want it to be useful to the person you are bestowing it upon.
Traditionally, you may gift money or some physical item on special occasions. However, there is no guarantee that the cash will be spent on necessities or invested. Similarly, a physical gift’s value depreciates, as time passes.
When it comes to love, you want to gift something that not only lasts a lifetime but also is most productive and adds value. In the same way, you relentlessly love, care, and look after your loved ones by gifting them something that will be most useful to them.
Even if being remembered by the person you are presenting the gift to is your primary objective, a gift that appreciates in value is far better than one that is perishable or depreciating in nature.
With the same idea, people had even started to gift money in envelops on festivals and social occasions. However, Valentine’s Day is not an occasion when you can give money as a gift.
Giving flowers and chocolates will certainly please your Valentine as long as you are in college or fresh out of it. However, if you are in a committed relationship, you would want to present a much more valuable and durable gift to your Valentine.
The ideal gift—Systematic Investment Plan (SIP)
An ideal gift will
- Appreciate in value
- Can be utilized as and when needed
- Create a lifetime investment value
One such option is investing in mutual funds via SIP. Mutual funds are subject to market risks, but they earn better than no-risk options such as fixed deposits (FDs) and recurring deposits (RDs). In addition, when you are talking about gifting a loved one, what could be a more valuable gift than an SIP in mutual funds?
The gift of investing in a mutual fund SIP not only shows your commitment to your relationship, but it also shows how much you care for your Valentine. With both of you committing to carry on investing therein, an SIP is a gift that will
- Inculcate a regular savings habit in both of you
- Help accumulate higher wealth over the long-term due to the compounding effect
- Even if spent, it will be a time when your Valentine would have needed it the most
- Be a step towards a financially secure future
The homework involved
Before you start investing via SIP in mutual funds, you need to do your homework. This involves many things such as accounting for the long-term and short-term goals or dreams of your Valentine or looking forward to fulfilling those ambitions that you both have set for your life together, as well as your current financial situation.
For instance, you were planning to gift a diamond ring or a gold ring; you should consider putting the same amount in a mutual fund or set-up an SIP of a smaller amount in your Valentine’s name and give her head start to a healthy investment habit.
The value of such a gift will keep growing with time if you stay invested, whereas the value of a ring would not grow as much. The ring would also have less liquidity as compared to an SIP or mutual fund and cannot be liquidated anywhere and everywhere.
You can access your mutual funds virtually from anywhere in the world as long as you are connected to the internet, even through your smartphone.
ARQ, the proprietary investment search engine from Angel Wealth, not only helps you research the right investment option for you, but also helps you track the performance thereof and manage your portfolio efficiently.
As a key highlight of Angel Wealth’s mobile application, the technologically advanced investment engine carries out the detailed research and analysis of the various available investment options using scientific methods. It then presents the findings that are free of any human bias to you in an extremely simple and comprehensible manner to enable you to make an informed decision of investing in mutual fund SIP.
You can use the ARQ engine to find the right mutual fund or SIP for your Valentine’s Day gift and show your Valentine how much you care for her. You are gifting your Valentine the right investment tool to fulfill her dream and at the same time your goal of seeing your love happy and successful. In addition, you are making your dream of having a secure future together come true. Download the Angel Wealth mobile app today and make a smart and memorable investment for your Valentine.