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Text-video of Prime Minister’s address to the Nation on ban of 500-1000 notes

प्रधानमंत्री का 8 नवम्बर को राष्ट्र के नाम सन्देश My dear citizens  I hope you ended the festive season of Diwali with joy and...

प्रधानमंत्री का 8 नवम्बर को राष्ट्र के नाम सन्देश

My dear citizens 

I hope you ended the festive season of Diwali with joy and new hope. Today, I will be speaking to you about some critical issues and important decisions. Today I want to make a special request to all of you. You may recall the economic situation in May 2014 when you entrusted us with an onerous responsibility. In the context of BRICS, it was being said that the “I” in BRICS was shaky. Since then, we had two years of severe drought. Yet, in the last two and a half years with the support of 125 crore Indians, India has become the “bright spot” in the global economy. It is not just we who are saying this; it is being stated by the International Monetary Fund and the World Bank.

Read more on 500-1000 Notes banned from midnight 08/11/2016




In this effort for development, our motto has been ‘Sab Ka Saath Sab Ka Vikas’: We are with all citizens and for development of all citizens. This Government is dedicated to the poor. It will remain dedicated to them. In our fight against poverty, our main thrust has been to empower the poor, and make them active participants in the benefits of economic progress. 


The Pradhan Mantri Jan Dhan Yojana,the Jan Suraksha Yojana,the Pradhan Mantri Mudra Yojana for small enterprises, the Stand-up India programme for Dalits, Adivasis and Women, the Pradhan Mantri Ujjwala Scheme for gas connections in the homes of the poor, the Pradhan Mantri Fasal Beema Yojana and Pradhan Mantri Krishi Sinchai Yojana to protect the income of farmers,the Soil Health Card Scheme to ensure the best possible yield from farmers’ fields, and the e-NAM National Market Place scheme to ensure farmers get the right price for their produce —these are all reflections of this approach. 


In the past decades, the spectre of corruption and black money has grown. It has weakened the effort to remove poverty. On the one hand, we are now No. 1 in the rate of economic growth. But on the other hand, we were ranked close to one hundred in the global corruption perceptions ranking two years back. In spite of many steps taken, we have only been able to reach a ranking of seventy-six now. Of course, there is improvement. This shows the extent to which corruption and black money have spread their tentacles. 


The evil of corruption has been spread by certain sections of society for their selfish interest. They have ignored the poor and cornered benefits. Some people have misused their office for personal gain. On the other hand, honest people have fought against this evil. Crores of common men and women have lived lives of integrity. We hear about poor auto-rickshaw drivers returning gold ornaments left in the vehicles to their rightful owners. We hear about taxi drivers who take pains to locate the owners of cell phones left behind. We hear of vegetable vendors who return excess money given by customers. 


There comes a time in the history of a country’s development when a need is felt for a strong and decisive step. For years, this country has felt that corruption, black money and terrorism are festering sores, holding us back in the race towards development. 


Terrorism is a frightening threat. So many have lost their lives because of it. But have you ever thought about how these terrorists get their money? Enemies from across the border run their operations using fake currency notes. This has been going on for years. Many times, those using fake five hundred and thousand rupee notes have been caught and many such notes have been seized. 


Brothers and sisters, 


On the one hand is the problem of terrorism; on the other is the challenge posed by corruption and black money. We began our battle against corruption by setting up an SIT headed by a retired Supreme Court judge, immediately upon taking office. Since then


  • a law was passed in 2015 for disclosure of foreign black money; 
  • agreements with many countries, including the USA, have been made to add provisions for sharing banking information; 
  • a strict law has come into force from August 2016 to curb benami transactions, which are used to deploy black money earned through corruption; 
  • a scheme was introduced for declaring black money after paying a stiff penalty; 
My dear countrymen, 


Through all these efforts, in the last two and a half years, we have brought into the open nearly 1 lakh 25 thousand crore rupees of black money belonging to the corrupt. Honest citizens want this fight against corruption, black money, benami property, terrorism and counterfeiting to continue. Which honest citizen would not be pained by reports of crores worth of currency notes stashed under the beds of government officers? Or by reports of cash found in gunny bags? 


The magnitude of cash in circulation is directly linked to the level of corruption. Inflation becomes worse through the deployment of cash earned in corrupt ways. The poor have to bear the brunt of this. It has a direct effect on the purchasing power of the poor and the middle class. You may yourself have experienced when buying land or a house, that apart from the amount paid by cheque, a large amount is demanded in cash. This creates problems for an honest person in buying property. The misuse of cash has led to artificial increase in the cost of goods and services like houses, land, higher education, health care and so on. 


High circulation of cash also strengthens the hawala trade which is directly connected to black money and illegal trade in weapons. Debate on the role of black money in elections has been going on for years. 


Brothers and sisters, 


To break the grip of corruption and black money, we have decided that the five hundred rupee and thousand rupee currency notes presently in use will no longer be legal tender from midnight tonight, that is 8th November 2016. This means that these notes will not be acceptable for transactions from midnight onwards. The five hundred and thousand rupee notes hoarded by anti-national and anti-social elements will become just worthless pieces of paper. The rights and the interests of honest, hard-working people will be fully protected. Let me assure you that notes of one hundred, fifty, twenty, ten, five, two and one rupee and all coins will remain legal tender and will not be affected. 


This step will strengthen the hands of the common man in the fight against corruption, black money and fake currency. To minimise the difficulties of citizens in the coming days, several steps are being taken. 


  1. Persons holding old notes of five hundred or one thousand rupees can deposit these notes in their bank or post office accounts from 10th November till close of banking hours on 30th December 2016 without any limit. 
  2. Thus you will have 50 days to deposit your notes and there is no need for panic. 
  3. Your money will remain yours. You need have no worry on this point. 
  4. After depositing your money in your account, you can draw it when you need it. 
  5. Keeping in mind the supply of new notes, in the first few days, there will be a limit of ten thousand rupees per day and twenty thousand rupees per week. This limit will be increased in the coming days. 
  6. Apart from depositing your notes in your bank account, another facility will also be there. 
  7. For your immediate needs, you can go to any bank, head post office or sub post office, show your identity proof like Aadhaar card, voter card, ration card, passport, PAN card or other approved proofs, and exchange your old five hundred or thousand rupee notes for new notes. 
  8. From 10th November till 24th November the limit for such exchange will be four thousand rupees. From 25th November till 30th December, the limit will be increased. 
  9. There may be some who, for some reason, are not able to deposit their old five hundred or thousand rupee notes by 30th December 2016. 
  10. They can go to specified offices of the Reserve Bank of India up to 31st March 2017 and deposit the notes after submitting a declaration form. 
  11. On 9th November and in some places on 10th November also, ATMs will not work. In the first few days, there will be a limit of two thousand rupees per day per card. 
  12. This will be raised to four thousand rupees later. 
  13. Five hundred and thousand rupee notes will not be legal tender from midnight. However for humanitarian reasons, to reduce hardship to citizens, some special arrangements have been made for the first 72 hours, that is till midnight on 11th November. 
  14. During this period, government hospitals will continue to accept five hundred and thousand rupee notes for payment. 
  15. This is for the benefit of those families whose members may be unwell. 
  16. Pharmacies in government hospitals will also accept these notes for buying medicines with doctors’ prescription. 
  17. For 72 hours, till midnight on 11th November, railway ticket booking counters, ticket counters of government buses and airline ticket counters at airports will accept the old notes for purchase of tickets. This is for the benefit of those who may be travelling at this time. 
  18. For 72 hours, five hundred and thousand rupee notes will be accepted also at
    1. • Petrol, diesel and CNG gas stations authorised by public sector oil companies
    2. • Consumer co-operative stores authorised by State or Central Government
    3. Milk booths authorised by State governments
    4. Crematoria and burial grounds. 
      1. These outlets will have to keep proper records of stock and collections. 
  19. Arrangements will be made at international airports for arriving and departing passengers who have five hundred or thousand rupee notes of not more than five thousand rupees, to exchange them for new notes or other legal tender. 
  20. Foreign tourists will be able to exchange foreign currency or old notes of not more than Rs 5000 into legal tender. 
  21. One more thing I would like to mention, I want to stress that in this entire exercise, there is no restriction of any kind on non-cash payments by cheques, demand drafts, debit or credit cards and electronic fund transfer. 
Brothers and sisters, 

In spite of all these efforts there may be temporary hardships to be faced by honest citizens. Experience tells us that ordinary citizens are always ready to make sacrifices and face difficulties for the benefit of the nation. I see that spirit when a poor widow gives up her LPG subsidy, when a retired school teacher contributes his pension to the Swacch Bharat mission, when a poor Adivasi mother sells her goats to build a toilet, when a soldier contributes 57 thousand rupees to make his village clean. I have seen that the ordinary citizen has the determination to do anything, if it will lead to the country’s progress. 


So, in this fight against corruption, black money, fake notes and terrorism, in this movement for purifying our country, will our people not put up with difficulties for some days? I have full confidence that every citizen will stand up and participate in this ‘mahayagna’. My dear countrymen, after the festivity of Diwali, now join the nation and extend your hand in this Imandaari ka Utsav, this Pramanikta ka Parv, this celebration of integrity, this festival of credibility. 


I am sure that all political parties, all governments, social services organizations, the media and indeed all sections of the society will take part in this with enthusiasm and make it a success. 


My dear countrymen, 


Secrecy was essential for this action. It is only now, as I speak to you, that various agencies like banks, post offices, railways, hospitals and others are being informed. The Reserve Bank, banks and post offices have to make many arrangements at very short notice. Obviously, time will be needed. Therefore all banks will be closed to the public on 9th November. This may cause some hardship to you. I have full faith that banks and post offices will successfully carry out this great task of national importance. However, I appeal to all of you to help the banks and post offices to meet this challenge with poise and determination. 


My dear citizens, 


From time to time, based on currency needs, the Reserve Bank with the approval of the Central Government brings out new notes of higher value. In 2014, the Reserve Bank sent a recommendation for issue of five thousand and ten thousand rupee notes. After careful consideration, this was not accepted. Now as part of this exercise, RBI’s recommendation to issue two thousand rupee notes has been accepted. New notes of five hundred rupees and two thousand rupees, with completely new design will be introduced. Based on past experience, the Reserve Bank will hereafter make arrangements to limit the share of high denomination notes in the total currency in circulation. 


In a country’s history, there come moments when every person feels he too should be part of that moment, that he too should make his contribution to the country’s progress. Such moments come but rarely. Now, we again have an opportunity where every citizen can join this mahayajna against the ills of corruption, black money and fake notes. The more help you give in this campaign, the more successful it will be. 


It has been a matter of concern for all of us that corruption and black money tend to be accepted as part of life. This type of thinking has afflicted our politics, our administration and our society like an infestation of termites. None of our public institutions is free from these termites. 


Time and again, I have seen that when the average citizen has to choose between accepting dishonesty and bearing inconvenience, they always choose to put up with inconvenience. They will not support dishonesty. 


Once again, let me invite you to make your contribution to this grand sacrifice for cleansing our country, just as you cleaned up your surroundings during Diwali. 


  • Let us ignore the temporary hardship 
  • Let us join this festival of integrity and credibility 
  • Let us enable coming generations to live their lives with dignity 
  • Let us fight corruption and black money 
  • Let us ensure that the nation’s wealth benefits the poor 
  • Let us enable law-abiding citizens to get their due share. 
I am confident in the 125 crore people of India and I am sure country will get success. 


Thank you very much. Thanks a lot. 
Namaskar. 


प्रधानमंत्री का 8 नवम्बर को राष्ट्र के नाम सन्देश


मेरे प्यारे देशवासियों, 

दिवाली के पावन पर्व की समाप्ति नई आशाएं और नई खुशियों के साथ हुई होंगी। आज आप सभी से कुछ विशेष निवेदन करना चाहता हूँ। 

इस वार्ता में कुछ गंभीर विषय, कुछ महत्वपूर्ण निर्णय आप से साझा करूंगा। आपको ध्यान होगा की जब आपने 2014 मई में हमें जिम्मेदारी सौंपी थी, तब विश्व की अर्थव्यवस्था में BRICS के सन्दर्भ में यह आम चर्चा थी की BRICS में जो “आई” अक्षर, जो India से जुड़ा हुआ है, लोग कहते थे BRICS में जो “आई” है, वह लुढ़क रहा है। लगातार 2 साल के देशव्यापी अकाल के बावजूद भी, पिछले ढाई वर्षों में सवा सौ करोड़ देशवासियों के सहयोग से आज भारत ने ग्लोबल इकॉनमी में एक “ब्राइट स्पॉट” अर्थात चमकता सितारा के रूप में अपनी उपस्तिथि दर्ज कराई है। ऐसा नहीं है की यह दावा हम कर रहे हैं, बल्कि यह आवाज इंटरनेशनल मोनेटरी फण्ड (IMF) और वर्ल्ड बैंक से गूंज रही है। 

बहनों भाइयों, 

विकास की इस दौड़ में हमारा मूल मंत्र रहा है “सबका साथ, सबका विकास”। यह सरकार गरीबों को समर्पित है और समर्पित रहेगी। गरीबी के खिलाफ हमारी लड़ाई का मुख्य शस्त्र रहा है – गरीबों का देश की अर्थव्यवस्था एवं सम्पन्नता में सक्रिय 

भागीदारी यानी गरीबों का सशक्तिकरण, गरीबों का एम्पावरमेंट। इस प्रयास की झलक आप लोगों को 

प्रधान मंत्री जन धन योजना, 

जन धन से जन सुरक्षा योजना, 

आर्थिक गतिविधियों के लिए प्रधान मंत्री मुद्रा ऋण योजना, 

दलित, आदिवासी और महिला उद्यमियों के लिए स्टैंड अप इंडिया, 

गरीबों के घर गैस का चूल्हा पहूँचाने के लिए प्रधान मंत्री उज्ज्वला योजना, 

किसानों की आमदनी सुरक्षित करने के लिए प्रधान मंत्री फसल बीमा योजना और प्रधान मंत्री कृषि सिंचाई योजना, 

उनको अपने खेतों से सही उपज पाने के लिए Soil हेल्थ कार्ड योजना और 

सही उपज का सही दाम पाने के लिए e-NAM अर्थात राष्ट्रीय कृषि बाज़ार योजना – इन सब में ये साफ़ नजर आता है ये सरकार गाँव, गरीब और किसान को समर्पित है। 

मेरे प्यारे देशवासियों 

पिछले दशकों में हम यह अनुभव कर रहे है की देश में भ्रष्टाचार और कला धन जैसी बीमारियों ने अपनी जड़े जमा लीं हैं और देश से गरीबी हटाने में ये भ्रष्टाचार, ये कला धन, ये गोरख धंधे सबसे बड़ी बाधा है। 

एक तरफ तो विश्व में हम आर्थिक गति में तेजी से बढ़ने वाले देशों में सबसे आगे हैं। दूसरी तरफ भ्रष्टाचार की ग्लोबल रैंकिंग में दो साल पहले भारत करीब-करीब सौवें नंबर पर था। ढेर सारे कदम उठाने के बावजूद हम छेहत्तरवें नंबर पर पहुँच पाए हैं। यह इस बात को दर्शाता है कि भ्रष्टाचार और काले धन का जाल कितने व्यापक रूप से देश में बिछा है। 

भ्रष्टाचार की बीमारी को कुछ वर्ग विशेष के लोगों ने अपने स्वार्थ के कारण फैला रखा है। गरीबों के हक को नज़रंदाज़ कर ये खुद फलते-फूलते रहे हैं। कुछ लोगों ने पद का दुरुपयोग करते हुए इसका भरपूर फायदा उठाया। दूसरी तरफ, इमानदार लोगों ने इसके खिलाफ लड़ाई भी लड़ी है। देश के करोड़ों नागरिकों ने ईमानदारी को जी कर के दिखाया है। 

हम प्रायः यह सुनते हैं की गरीब ऑटो ड्राईवर अपनी गाडी में छूट गई सोने के आभूषण वाले बैग को उसके असली मालिक को कैसे ढूँढ कर लौटाता है, कई बार हम सुनते हैं कोई टैक्सी ड्राईवर यात्रियों का कोई सामान अगर छूट जाता है, मोबाइल फ़ोन रह जाता है तो अपने खर्चे से उनको ढूढने जाता है, और पहुंचा देता है, अरे सब्जी बेचने वाला भी, सामान्य दूकान वाला भी अगर ग्राहक से गलती से ज्यादा पैसे ले लिए तो तो उसको बुलाकर लौटा देता है। 

प्यारे देशवासियों, 

इस बात का ये सबूत है कि हिंदुस्तान का सामान्य से सामान्य नागरिक ईमानदार है, लेकिन प्यारे देशवासियों, हर देश के विकास के इतिहास में ऐसे क्षण आये हैं जब एक शक्तिशाली और निर्णायक कदम की आवश्यकता महसूस की गई। इस देश ने यह वर्षों से महसूस किया है कि भ्रष्टाचार, काला धन, जाली नोट और आतंकवाद - ऐसे नासूर हैं जो देश को विकास की दौड़ में पीछे धकेलती हैं। देश को, समाज को अन्दर ही अन्दर खोखला कर देती है। 

मेरे प्यारे देशवासियों, 

आतंकवाद की भयानकता को कौन नहीं जानता है? कितने निर्दोष लोगों को के मौत के घाट उतार दिया जाता है। लेकिन क्या आपने सोंचा है की इन आतंकियों को पैसा कहाँ कहाँ से मुहैया होता है? सीमा पार के हमारे शत्रु जाली नोटों के जरिये, नकली नोटों के जरिये अपना धंधा भारत में चलाते हैं और यह सालों से चल रहा है। अनेक बार 500 और हज़ार रुपये के जाली नोट का कारोबार करने वाले पकडे भी गए हैं और ये नोटें जब्त भी की गई हैं। 

बहनों भाइयों, 

एक तरफ आतंकवाद और जाली नोटों का जाल देश को तबाह कर रहा है। दूसरी ओर भ्रष्टाचार और काले धन की चुनौती देश के सामने बनी हुई है। हमने कार्य सँभालने के तुरंत बाद भ्रष्टाचार और काले धन के खिलाफ लड़ाई की शुरुआत करते हुए अनेक प्रभावी कदम उठायें, जैसे: 

• काले धन की जाँच के लिए सुप्रीम कोर्ट के पूर्व जज की अध्यक्षता में SIT का गठन किया।

• विदेशों में जमा काले धन के लिए 2015 में मज़बूत कानून बनाने का हमने काम किया 

• काले धन को विदेश से लाने के लिए विभिन्न देशों के साथ टैक्स समझौतों में हमने परिवर्तन किया, नए समझौते किये 

• अमेरिका सहित विभिन्न देशों के साथ सूचना के आदान प्रदान, information exchange का प्रावधान किया

• भ्रष्टाचारियों की बेनामी संपत्ति को रोकने के लिए अगस्त 2016 में एक और मज़बूत कानून

• इस कानून से एक बहुत बड़े चोर दरवाजे को बंद कर दिया गया।

• देश में अघोषित आय को पेनाल्टी के साथ घोषित करने की योजना में काफी बड़ी मात्रा में अघोषित आय उजागर हुई। 

मेरे प्यारे देशवासियों, 

इन सारे प्रयासों से, पिछले ढाई सालों में भ्रष्टाचारियों से करीब करीब सवा लाख करोड़ रुपये का काला धन बाहर आया है। ऐसे करोड़ों भारतवासी जिनके रग रग में ईमानदारी दौड़ती है उनका मानना है कि भ्रष्टाचार, काले धन, बेनामी संपत्ति, जाली नोट और आतंकवाद के खिलाफ लड़ाई निर्णायक होनी चाहिए। कौन ईमानदार नागिरक ऐसा होगा जिसे अफसरों के घर बिस्तर के नीचे से, या जगह जगह बोरियों में करोड़ों रुपये पाए जाने की खबर पीड़ा न होती हो? 

आज देश की मुद्राव्यवस्था का हाल यह है की देश में कुल सिक्कों और नोटों की मूल्य में 500 और 1,000 रुपये वाले नोटों का हिस्सा लगभग 80 से 90 प्रतिशत तक पहुँच गया है। 

देश में कैश का अत्यधिक सर्कुलेशन का एक सीधा सम्बन्ध भ्रष्टाचार से है। भ्रष्टाचार से अर्जित कैश का कारोबार महँगाई पर बड़ा असर पैदा करता है। इसकी मार गरीबों को झेलनी पड़ती है। इस का सीधा प्रभाव गरीब और मध्यम वर्ग की खरीदने की शक्ति पर पड़ता है। आपका स्वयं का अनुभव होगा, जब मकान या जमीन खरीदते वक़्त आप से कुछ धन चेक में लेंगे और ज्यादातर धनराशी कैश में मांगी जाती होगी। ईमानदार व्यक्ति के लिए कुछ भी खरीदना, एक माध्यम वर्ग के व्यक्ति के लिए घर खरीदना हो, उसके पास कला धन नहीं है तो मुसीबत हो जाती है। कैश के इस धंधे के कारण मकान, जमीन, उच्च शिक्षा और चिकित्सा जैसी अनेक सेवाओं और वस्तुओं के मूल्य में बहुत ज्यादा कृत्रिम वृद्धि होती है, artificial increase होता है। 

भ्रष्टाचार से जमा किया गया धन हो या काला धन हो, ये दोनों बेनामी हवाला कारोबार को बल देते हैं। और हम जानते हैं कि हवाला का उपयोग आतंकियों ने हथियार की खरीद फरोख्त में भी किया है। चुनावों में काले धन के प्रभाव की चर्चा तो वर्षों से हो रही है। 

बहनों भाइयों, 

देश को भ्रष्टाचार और काले धन रूपी दीमक से मुक्त कराने के लिए एक और सख्त कदम उठाना ज़रूरी हो गया है। 

आज मध्य रात्रि यानि 8 नवम्बर 2016 की रात्रि 12 बजे से वर्तमान में जारी 500 रुपये और 1,000 रुपये के करेंसी नोट लीगल टेंडर नहीं रहेंगे यानि ये मुद्राएँ कानूनन अमान्य होंगी। 

500 और 1,000 रुपये के पुराने नोटों के जरिये लेन देन की व्यवस्था आज मध्य रात्रि से उपलब्ध नहीं होगी। 

भ्रष्टाचार, काले धन और जाली नोट के कारोबार में लिप्त देश विरोधी और समाज विरोधी तत्वों के पास मौजूद 500 एवं 1,000 रुपये के पुराने नोट अब केवल कागज़ के एक टुकड़े के समान रह जायेंगे। ऐसे नागरिक जो संपत्ति, मेहनत और इमानदारी से कमा रहें हैं, उनके हितों की और उनके हक़ की पूरी रक्षा की जायेगी। ध्यान रहे की 100 रुपये, 50 रुपये, 20 रुपये, 10 रुपये, 5 रुपये, 2 रुपये और 1 रूपया का नोट और सभी सिक्के नियमित हैं और लेन देन के लिए उपयोग हो सकते हैं। उस पर कोई रोक नहीं है। 

हमारा यह कदम देश में भ्रष्टाचार, काला धन एवं जाली नोट के खिलाफ हम जो लड़ाई लड़ रहे हैं, सामान्य नागरिक जो लड़ाई लड़ रहा है, उसको इससे ताकत मिलने वाली है। इन दिनों में देशवाशियों को कम से कम तकलीफ का सामना करना पड़े, इसके लिए हमने कुछ व्यवस्था की है: 

1. 500 और 1,000 रुपये के पुराने नोट, 10 नवम्बर से लेकर 30 दिसम्बर 2016 तक अपने बैंक या डाक घर (पोस्ट ऑफिस) के खाते में बिना किसी सीमा के जमा करवा सकते हैं।

2. आपके पास लगभग 50 दिनों का समय है। अतः नोट जमा करने के लिए आपको अफरा तफरी करने की आवश्यकता नहीं है।

3. आपकी धनराशि आपकी ही रहेगी, आपको कोई चिंता करने की जरूरत नहीं है।

4. 500 रुपये या 1,000 रुपये के पुराने नोटों को खाते में डाल कर आप अपनी जरूरत के अनुसार फिर से निकाल सकते हैं।

5. केवल शुरू के दिनों में खाते से धनराशि निकालने पर प्रति दिन दस हज़ार रुपये और प्रति सप्ताह बीस हज़ार रुपये की सीमा तय की गई है। ऐसा नए नोटों की उपलब्धता को ध्यान में रखते हुए किया गया है। इस सीमा में आने वाले दिनों में वृद्धि कर दी जायेगी।

6. खाते में जमा करने की सुविधा के साथ साथ एक दूसरी सुविधा भी दी जा रही है।

7. तत्काल आवश्यकता के लिए 500 और 1,000 रुपये के पुराने नोटों को नए एवं मान्य नोट के साथ 10 नवम्बर से 30 दिसम्बर तक आप किसी भी बैंक या प्रमुख और उप डाकघर (हेड पोस्ट ऑफिस और सब-पोस्ट पोस्ट ऑफिस) के काउंटर से अपना पहचान पत्र जैसे की आधार कार्ड, मतदाता यानी वोटर कार्ड, राशन कार्ड, पासपोर्ट, पैन कार्ड इत्यादि सबूत के रूप में पेश करके आप नोट बदल सकते हैं।

8. प्रारम्भ में 10 नवम्बर से 24 नवम्बर तक चार हज़ार रुपये तक के पुराने 500 एवं 1,000 रुपये के नोट बदले जा सकते हैं। 15 दिनों के बाद यानी 25 नवम्बर से चार हज़ार रुपये की सीमा में वृद्धि कर दी जाएगी। 

9. ऐसे लोग जो इस समय सीमा के अन्दर अर्थात 30 दिसम्बर 2016 तक पुराने नोट किसी कारणवस जमा नहीं कर पाए, उनको 500 और 1,000 रुपये के पुराने नोट बदलने का एक आखिरी अवसर दिया जाएगा।

10. ऐसे लोग रिज़र्व बैंक के निर्धारित ऑफिस में अपनी राशि एक घोषणा पत्र यानी declaration फॉर्म के साथ 31 मार्च 2017 तक जमा करवा सकते हैं।

11. 9 नवम्बर और कुछ स्थानों में 10 नवम्बर को भी ATM काम नहीं करेंगे। प्रारम्भ में ATM से प्रति कार्ड प्रति दिन निकाली जा सकने वाली राशि की सीमा दो हज़ार रुपये रहेगी।

12. फिर उसे कुछ अवधि के बाद बढ़ा कर चार हज़ार रुपये कर दिया जाएगा।

13. वैसे तो 500 और 1,000 रुपये के पुराने नोट आज रात्रि 12 बजे से कानूनी तौर पर ख़त्म हो जायेंगे, परन्तु सामान्य जन-जीवन की जरूरतों को ध्यान में रखते हुए मानवीय दृष्टिकोण से हमने इस प्रक्रिया में शुरू के 72 घंटों में यानी 11 नवम्बर की रात्रि 12 बजे तक नागरिकों के लिए कुछ विशेष व्यवस्था की है।

14. 11 नवम्बर की रात्रि 12 बजे तक सभी सरकारी अस्पतालों में भुगतान के लिए पुराने 500 या 1,000 रुपये के नोट स्वीकार किये जायेंगे।

15. इस से वैसे परिवार जिनमे कोई बीमार है उन्हें उपचार में कोई बाधा न आये।

16. ऐसे सरकारी अस्पतालों में यदि दवा के दुकान की व्यवस्था है तो डॉक्टर के दिए गए पर्चे पर 500 और हज़ार के पुराने नोटों से दवा खरीदने की सुविधा भी 72 घंटे तक उपलब्ध रहेगी।

17. ऐसे ही 11 नवम्बर की रात्रि 12 बजे तक, रेलवे के टिकट बुकिंग काउंटर, सरकारी बसों के टिकट बुकिंग काउंटर और हवाई अड्डों पर एयरलाइन्स के टिकट बुकिंग काउंटर पर केवल टिकट खरीदने के लिए पुराने नोट अर्थात 500 और 1,000 रुपये के नोट स्वीकार करने की छूट होगी। ऐसा हमने उन परिवारों की जरूरतों को देखते हुए किया है जो इस समय यात्रा कर रहे होंगे। 

18. केंद्र अथवा राज्य सरकार द्वारा प्रमाणित कोआपरेटिव की दिनचर्या की वस्तुओं की दूकान (जैसे केंद्रीय भंडार, सफल) और दुग्ध विक्रय केन्द्रों (मिल्क पार्लर) में भी 11 नवम्बर की रात 12 बजे तक पुराने 500 और 1,000 रुपये के नोट स्वीकार करने की छूट होगी। इस दौरान इन संस्थानों को प्रतिदिन अपने स्टॉक और बिक्री की सुचना रजिस्टर में रखनी होगी।

19. सार्वजनिक क्षेत्र (पब्लिक सेक्टर) के पेट्रोल और CNG गैस स्टेशन (रिटेल आउटलेट्स) पर पेट्रोल, डीजल और CNG गैस की बिक्री के लिए भी 11 नवम्बर की रात 12 बजे तक पुराने 500 और 1,000 रुपये के नोट स्वीकार करने की छूट होगी। इस दौरान प्रतिदिन अपने स्टॉक और बिक्री की सुचना रजिस्टर में रखनी होगी।

20. शवदाह गृह/ क्रेमाटोरियम जैसी जगहों पर भी 11 नवम्बर की रात 12 बजे तक पुराने 500 और 1,000 रुपये के नोट स्वीकार करने की छूट होगी।

21. अंतर्राष्ट्रीय हवाई अड्डों पर विदेश से आ रहे या विदेश को जा रहे लोगों को अगर उनके पास पुराने 500 और 1,000 के नोट हैं तो ऐसे नोटों की 5,000 रुपये तक की राशि को नई एवं मान्य करेंसी नोटों से बदलने की सुविधा दी जायेगी।

22. अंतर्राष्ट्रीय पर्यटकों को अंतर्राष्ट्रीय हवाई अड्डों पर विदेशी मुद्रा या 5,000 रुपये तक के पुराने नोटों को नई एवं मान्य करेंसी नोटों से बदलने की सुविधा दी जायेगी।

23. इन सारी सुविधाओं के अलावा मैं यह स्पष्ट करना चाहूँगा की इस पूरी प्रक्रिया में नॉन-कैश लेन देन में यानी चेक से पेमेंट, डिमांड ड्राफ्ट से पेमेंट, डेबिट या क्रेडिट कार्ड से पेमेंट अथवा इलेक्ट्रॉनिक फण्ड ट्रान्सफर में कोई रुकावट नहीं आएगी। ये कारोबार जैसा पहले चलता था वैसा ही चलता रहेगा। 

इन सारे इंतज़ाम के बावजूद हमारे ईमानदार देशवासियों को अगर तकलीफ का सामना करना पड़ा तो अनुभव यह बताता है कि इस देश का सामान्य नागरिक देश की भलाई के लिए त्याग करने और कठिनाई सहने के लिए कभी भी पीछे नहीं रहता है। जब मैं सुनता हूँ की कोई गरीब विधवा LPG सब्सिडी छोड़ने में आगे आती है, यह त्याग एक रिटायर्ड स्कूल टीचर में भी पाया जाता है जब वो पेंशन से स्वच्छ भारत कोष में योगदान देने कोप आगे आता है, जब हम ये सुनते हैं कि गरीब आदिवासी माँ का बकरी बेचकर शौचालय बनाने के लिए पैसे लगा देती है, एक फौजी का अपने गाँव को स्वच्छ गाँव बनाने के लिए सत्तावन हज़ार रुपये का दान देने के लिए आगे आता है। मैंने तो यह देखा है की देश के सामान्य नागरिक की एक ही तमन्ना है कि वह कुछ भी कर गुजरने को तैयार है – बस देश का कल्याण हो। 

अतः भ्रष्टाचार, काला धन, जाली नोट और आतंकवाद के खिलाफ जंग में हम लोग थोड़ी सी कठिनाई वह भी कुछ दिनों के लिए तो झेल ही सकते हैं। मेरा पूरा विश्वास है की देश का प्रत्येक नागरिक भ्रष्टाचार के खिलाफ शुचिता के इस महायज्ञ में मिल कर खड़ा होगा। 

मेरे प्यारे देशवासियों, 

दिवाली के पर्व के बाद, अब ईमानदारी के इस उत्सव में, प्रमाणिकता के इस पर्व में आप बढ़ चढ़ कर हाथ बटायें। मेरा पूरा विश्वास है कि देश के सभी राजनीतिक दल, राजनैतिक कार्यकर्ता, सामजिक और शैक्षणिक संस्थाएं, मीडिया सहित समाज के सभी वर्ग से इस महान कार्य में सरकार से भी ज्यादा बढ़ चढ़ कर भाग लेंगे, सकारात्मक भूमिका अदा करेंगे और इस कार्य को सफल बना कर ही रहेंगे। 

म्रेरे प्यारे देशवासियों, 

ये बातें जब मैं आपके समक्ष रख रहा हूँ, इसी समय सरकार के अलग-अलग विभागों को भी जानकारी हो रही है, बैंक हो, पोस्ट ऑफिस हो, रेलवे हो, अस्पताल हो, उनके अधिकारीयों को भी इस विषय की इससे पहले कोई जानकारी नहीं मिली है। क्योंकि इस काम में गोपनीयता बहुत ही आवश्यक थी। ऐसी स्थिति में रिज़र्व बैंक, सभी बैंक्स और पोस्ट ऑफिस को कम समय में बहुत सारी व्यवस्था करनी है। इस व्यवस्था में कुछ समय तो जाएगा। इसलिए रिज़र्व बैंक ने यह फैसला लिया है की 9 नवम्बर को सभी बैंक पब्लिक कार्य के लिए बंद रहेंगे। नागरिकों को असुविधा होगी। मेरा पूरा भरोसा है की बैंक और पोस्ट ऑफिस में काम करने वाले सभी साथी देश हित में इस पवित्र कार्य को सफलतापूर्वक परिपूर्ण करेंगे। भूतकाल में उन्होंने ये करके दिखाया है। मेरा जनता-जनार्दन से इतना ही आग्रह है कि सभी नागरिक धैर्य रखते हुए सभी बैंक्स और पोस्ट ऑफिस अधिकारीयों के साथ सहयोग करें, यही मेरी उनसे आग्रह और बिनती है। 

बहनों और भाइयों, 

समय समय पर मुद्रव्यवस्था को ध्यान में रख कर रिज़र्व बैंक, केंद्र सरकार की सहमति से नए अधिक मूल्य के नोट को सर्कुलेशन में लाता रहा है। 2014 में रिज़र्व बैंक ने 5,000 और 10,000 रुपये के करेंसी नोट का प्रस्ताव सरकार को भेजा था जिसे हमारी सरकार ने विचार-विमर्श के बाद अस्वीकार कर दिया था। अब इस पूरी प्रक्रिया में रिज़र्व बैंक द्वारा 2,000 रुपये के नए नोट के प्रस्ताव को स्वीकार किया गया है। पूरी तरह से नए तौर पर डिजाईन किये गए 500 रुपये और 2,000 रुपये के नए करेंसी नोट अब सर्कुलेशन में लाया जाएगा। रिज़र्व बैंक अपने पिछले अनुभवों को ध्यान में रखते हुए, करेंसी सर्कुलेशन में अधिक मूल्य के नोटों का हिस्सा अब एक सीमा के अन्दर ही रहे इसके लिए रिज़र्व बैंक आवश्यक प्रबंध करेगा। 

अंत में मेरे प्यारे देशवाशियों 

मैं यह दोहराना चाहता हूँ की किसी देश के इतिहास में ऐसे क्षण आते हैं जब हर व्यक्ति यह महसूस करता है की उसे भी उस क्षण का हिस्सा बनना है। उसे भी राष्ट्र हित में, राष्ट्र निर्माण में अपना योगदान देना है। परन्तु ऐसे क्षण हर किसी की जिंदगी में गिने चुने ही आते हैं। आज समय हमें फिर से एक अवसर दे रहा है। हर सामान्य नागरिक भ्रष्टाचार, काला धन, जाली नोट के खिलाफ इस महायज्ञ में , इस लड़ाई में अपना योगदान दे सकता है। 

बहनों और भाइयों आपसे इस प्रक्रिया में जितना सहयोग मिलेगा, शुद्धिकरण उतना ही सफल होगा। देश के लिए यह चिंता का कारण था कि भ्रष्टाचार और काले धन को जीवन का एक सहज हिस्सा मान लिया गया था। यह सोच आज हमारे राजनैतिक, सामाजिक, और प्रशासनिक जीवन को दीमक की तरह खाए जा रहा है। शासन व्यवस्था का कोई भी अंग इस दीमक से अछूता नहीं है। 

समय समय पर हमने देखा है की भारत के सामान्य जन मानस को अगर भ्रष्टाचार और कुछ दिनों की असुविधा में से एक को चुनना हो, तो वह बेहिचक, मैं कहता हूँ बेहिचक मेरे देश का ईमानदार नागरिक असुविधा को तो चुनेगा लेकिन भ्रष्टाचार को कदापि नहीं चुनेगा। 

आपसे मैं फिर एक बार आह्वान करता हूँ की आइये जैसे आपने दिवाली के पर्व में अपने घर और आस पड़ोस की सफाई की, वैसे ही सफाई के काम को आगे बढाते हुए, हम इस महायज्ञ में अपनी पूर्णाहुति डाल कर इसे सफल बनाइये। इतने बड़े देश में, इतनी बड़ी सफाई के महापर्व में असुविधा को ध्यान में न रखते हुए आइये सभी शुचिता की दिवाली मनाएं, पुरे विश्व को भारत की इस ईमानदारी का उत्सव दिखाएँ, पूरे देश में प्रमाणिकता का पर्व मनाएं जिससे भ्रष्टाचार पर लगाम लग सके, काले धन पर नकेल कस सके, जाली नोटों का खेल खेलने वालों को नेस्तनाबूद कर सके, जिस से की देश का धन गरीबों के काम आ सके, हर ईमानदार नागरिक को देश की सम्पन्नता में उसकी उचित हिस्सेदारी मिल सके, आने वाली पीढ़ी गर्व से अपना जीवन जी सके। मैं आप सब के सहयोग के लिए पूरे विशवास के साथ सवा सौ करोड़ देशवासियों कि मदद से भ्रष्टाचार के खिलाफ इस लड़ाई को और आगे ले जाना चाहता हूँ। मुझे विश्वास है आपका साथ, आपका सहयोग आने वाली पीढीयों के लिए प्रेरक बनेगा। मैं फिर एक बार आपका हृदय से आभार व्यक्त करता हूँ। भारत माता की जय।

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act,6,paypal,1,paypal ceiling,1,PDF UTILITY,4,penalty for service tax,8,penalty if cheque cleared late,4,penalty on concealment of Income,7,penalty on late filing non filing of etds return,8,penalty on late filing of income tax return,21,pension,14,pension arrear,2,pension calculator,4,pension da,1,pension fitment,1,pension gazette notification,1,pension notification,1,pension on grade pay military pay,2,pension policy,3,pensioner benefit,3,Permanent account number,8,PERSONAL ACCIDENT INSURANCE,3,personal finance software,3,personal loan,6,PETROL DIESAL SAVE FISCAL DEFICIT,8,PETROL DIESEL PRICE HIKED,12,PETROL EXPENSES VALUATION,8,petrol prices reduced,5,PFC,1,PFC INFRA BONDS,2,PFC TAX FREE BONDS,2,pfrda,2,PHONE BANKING,2,phone password,1,pin,1,pivot tables,3,Place of Provision of Services Rules,4,PLAYER AUCTION,1,pmay,7,pmjdy,11,PMS,2,pmvvy,2,pnr,1,Point of sale,8,POINT OF TAXATION,45,political party deduction,2,Poppy Seeds,1,portfolio,1,POST GRADUATE TEACHER,1,post office fixed deposit,9,post office recurring deposit,10,post office saving deposit account,6,post office schemes,15,postal ballots,1,postal order,2,POWER FINANCE BONDS,2,POWER OF ATTORNEY,1,PPF,39,PPF CALCULATOR,16,ppf huf account,4,ppf interest rate,19,ppf limit,25,ppp,1,ppt,8,ppt fbt,3,ppt on budget 2011,1,PPT UP VAT,1,pranav mukharjee,1,pre construction interest,3,PRE EXISTING E-1 TRANSACTIONS,1,pre filled challan income tax,1,prepayment,1,prepayment penalty,4,press release,1,press release 14.08.2008,3,presumptive tax scheme,15,preventive health check up,4,PRIMARY TEACHER,1,PRINCIPAL,1,printing manual,1,private limited company,10,PROF. TAX,1,profession tax,2,PROFIT RATE UNDER 44AF,1,provident fund dues,1,PROVISION OF FBT ON ESOP,1,provisioning of npa,2,PSPCL,1,PSTCL,1,PSU PAY HIKE,2,public limited company,2,public provided fund,9,PUBLIC SHARE HOLDING IN LISTED COMPANY,2,punjab govt arrear calculator,1,PUNJAB VAT,21,punjab vat notification,16,purchase of residential house,1,pure agent,1,qfi,1,quarterly statement status,3,QUIZ,9,rail freight,6,railway budget,12,railway budget 2012,2,railway ticket,9,RAILWAYS BUDGET 09-10,2,RAILWAYS BUDGET 11-12,1,rajiv gandhi equity saving scheme,13,RAJKUMAR S ADUKIA,4,ramalingam,15,Rate of return,1,RATES AFTER BUDGET,1,rates of service tax,3,rbi,83,RBI ACT,22,RBI Circular on e-payment of taxes,2,RBI FALSE CALLS,9,RBI FALSE MAIL,5,RBI INSTRUCTIONS GAR-7,1,RBI MONETARY POLICY,13,rbi monetary policy 2012,2,RBI NOTIFICATIONS,7,rbi report on customer services,2,ready reckoner income tax,4,REAL ESTATE,10,Real Estate Investments,4,REAL TIME GROSS SETTELEMENT,1,reason for mis matching,6,REBATE ON INPUT GOODS AND SERVICE,3,REC Bonds,3,rec infra bonds,1,rec tax free bonds,2,recent,210,rectification of return online,4,reducction in crr,1,refinance calculator,3,refund,8,refund due to diff in valuation of perquisites,3,refund of service tax on cancellation of tickets,4,refund pilot scheme,4,refund without matching,6,registration charges tax saving,1,RELIANCE COMMERCIAL FINANCE,1,RELIANCE GOLD LOAN,3,RELIANCE LIFE INSURANCE,3,RELIANCE MUTUAL FUNDS,1,relief calculator 2010-11,1,relief calculator fy 2011-12,1,REMUNERATION TO PARTNERS,8,RENT,1,rent a cab,2,RENT RECIPT,1,RENTING OF IMMOVABLE PROPERTY AFTER 01.07.2012,8,RENTING OF IMMOVABLE PROPERTY AFTER BUDGET 2010,5,repayment of housing loan,1,REPLY TO CPC FOR NOTICE,11,REPO RATE,12,Reserve Bank of India,2,reset password,1,RESIDENTIAL STATUS,4,RESOLUTIONS,1,response to outstanding demands,3,RESTAURANT,10,restricted leave,1,retail investor,4,retirement planning,9,retirement steps,2,Retiring early,1,retrospective amendment,1,RETURN EXEMPTION SALARIED CLASS UP TO 5 LAKH,6,RETURN FILING DATES,1,return filing in odd conditions,1,return for contractors tax deducted,1,return not required with pan,1,return of income,1,RETURN PROCESSING,4,RETURN UP TO 5 LAKH,5,RETURN UPTO 5 LAKH,2,REVENUE STAMP ON CHEQUE PAYMENT,4,REVENUE STAP ON RECEIPT,1,reverse charge on works contract,17,REVERSE CHARGE GST,57,reverse charge of service tax,43,reverse mortgage,3,reverse of 80C benefits,3,REVERSE REPO RATE,12,REVISE RETURN,4,revised option date,1,revised pay calculator,3,revised return,6,REVISED SCALE,1,rewards,1,rgess,9,rich,1,right to reject,2,RPF,5,rpu,9,rpu 1.7,1,rpu 2.2,2,rpu 2.5,1,rpu 2.7,1,RPU 3.00,1,rpu 3.1,1,RPU ITR 2011-12,1,rpu2.8,1,RTGS,13,rti,2,rti fees,2,rule 12 of income tax return.,10,RULE 2A,1,rule 4A,2,rule 6(4A),1,rule 6(b),2,rule 6DD,5,rule of 72,1,rule3,2,rule40BA,1,Rupay,2,RUPEE SYMBOL,4,s,1,safety tips for atm,4,SAHRE SHORT TERM CATIAL GAIN,6,salary calculator,7,SALARY ETDS Q4,5,salary in new direct tax code,1,salary structure,3,salary tds,8,sale in transit,4,sale of agriculture land,8,SALE OF DEBENTURE,1,sale of residential house,2,SALES MEANING 44AB,5,Sales tax,1,samsung case,3,saral 2,3,saral II,1,SARAL II IN EXCEL,1,Satyam,1,Satyamevjayate,1,SAVE TAX,2,SAVING ACCOUNT,6,saving bank interest,18,saving bank interest rate,2,saving linit u/s 80c,8,saving more than income,2,SAVING PASSBOOK,1,sbi 9.75 % bonds,1,SBI bonds,1,sbi home loan,4,SBI interest rates,10,sbi net banking,4,sbi rates,6,SBIOAHC,1,SBS WIKI,1,SCAM,2,schedule VI companies act,2,SCOPE OF ETDS STATEMENT,1,SCOPE OF SERVICE ENLARGED,1,SCOPE OF SERVICES WIDENED,1,scrutiny fy 11-12,3,scrutiny selection,17,search income tax,5,seat wise/constituencies wise and party and party candidate wise latest position,1,sebi,24,SEC 194 C,5,SEC 194 I,10,sec 194 J,4,secion 80c,4,SECRETARIAL STANDARD,3,secrutiny of itr,1,section 10(10AA),1,SECTION 10(13A),4,section 10(38),3,SECTION 10(5),1,section 139(1),1,section 139(4),1,section 139(5),1,Section 14,1,SECTION 145,3,section 154 return online income tax,4,section 16(iii),1,section 189,1,section 192,8,section 194-J,6,SECTION 194A,4,section 195,11,SECTION 195A,1,section 197,5,SECTION 2(37A),1,section 201(1A),3,section 203(3) section 206(C)(5),5,section 205,1,SECTION 24(b),8,section 269SS 269T,6,section 270A,5,section 271(1)(c),1,section 282B,1,Section 36(1)(vii),1,section 40(a)(ia),13,SECTION 40A(3),12,section 43(5),1,SECTION 44AB 2007-08 LAST DATE,4,section 44AB limit,14,SECTION 44AE,6,SECTION 44AF,2,Section 50,1,Section 50C,2,section 54,30,section 54f,9,SECTION 60,1,section 616(c),1,SECTION 64,1,section 66B service tax,4,section 68,2,Section 73,1,section 80 M,2,section 80c,3,section 80CCF,7,section 80D,18,section 80E,9,secured code master card,5,Securities and Exchange Board of India,1,security features,1,sehaj,1,self assessment tax,5,Seminar on service tax changes,1,Senior citizen,19,Senior Citizens Savings Scheme 2004,19,service charge,3,service ta,1,SERVICE TAX,45,service tax code,1,Service Tax (Removal of Difficulty) Order,1,SERVICE TAX 2010,1,service tax ac class,1,service tax accounting code,5,service tax adjustment,1,service tax audit,10,SERVICE TAX CHANGES FROM 01.07.2012,46,service tax changes in budget,58,Service TAX CLARIFICATION,17,SERVICE TAX COMPLIANCE,1,SERVICE TAX DEPOSIT DUE DATE,9,SERVICE TAX DUE DATE,6,Service Tax excel pdf word,1,SERVICE TAX EXEMPTION LIMIT,9,Service Tax Form excel pdf word,3,SERVICE TAX FORMS,1,service tax internet banking,1,service tax notifications,5,SERVICE TAX ON LAW FIRM ADVOCATES,3,service tax on transportation of passengers by air,2,service tax on advocates,5,SERVICE TAX ON BROKERAGE,2,service tax on ca,2,service tax on coaching,4,service tax on construction services,23,service tax on director services,5,SERVICE TAX ON DISTRIBUTION OF ELECTRICITY,2,SERVICE TAX ON EDUCATIONAL SERVICES,4,service tax on gta,7,service tax on health services,4,service tax on hotel clarification,12,SERVICE TAX ON HOTEL ROOM RENT,10,service tax on invoice basis,5,service tax on lawyers,1,SERVICE TAX ON LEASING,1,SERVICE TAX ON PACKAGE SOFTWARE,1,service tax on railway freight,8,SERVICE TAX ON RENT,6,service tax on road,4,service tax on transmission distribution of electricity,4,service tax on work contract tax,9,service tax on wrong head,1,service tax onr eimbursements,1,SERVICE TAX PAYMENT,6,SERVICE TAX PROCEDURES,3,SERVICE TAX RATE CHART,12,service tax rate effective date,12,service tax rate reduced,5,service tax rates increased,21,SERVICE TAX REGISTRATION,12,SERVICE TAX REGISTRATION LIMIT,4,SERVICE TAX RETURN,34,SERVICE TAX RULES,11,service tax section 65(105)m,1,SERVICE TAX VOLUNTARY COMPLIANCE ENCOURAGEMENT SCHEME,17,SERVICES CHARGES OF BANKS,2,SERVICES TAXABLE,5,servicetax,1,set off in same head or other head.,10,sevice tax on associate enterprises,2,sez,6,share,3,share market,3,SHARE SHORT TERM Capital GAIN,10,share transfer,1,share your thoughts,1,SHOME COMMITTEE REPORT,3,Short term capital gain depreciable Assets,1,SHORT TDS,1,SHORT TERM ACCOMMODATION,1,short term capital gain 15 %,10,silver,1,SIM CARD,2,SIMPLE TAX CALCULATOR,2,single premium policy,2,sip,8,SIXTH COMMISSION,2,sixth pay commission,17,skimming,1,slider based EMI calculator,1,SLR,4,small saving schemes,18,small service provider,1,smart buying tips,1,software import,1,son eduction loan father,1,speak asia,3,speak asia fraud,2,speak asia online,2,speed clearing,3,spending habits,1,SPF,8,splitting of wages,2,Spreadsheet,2,SRVICE TAX CLARIFICATION,9,ss patta,1,ST-1 EXCEL,4,ST-2,2,ST-3,12,stamp duty,3,STANDARD DEDUCTION,6,standing committee,1,startup india,2,State Bank of India (SBI) Cards,1,status of return,1,STATUS OF TAX DEDUCTED,1,statutory audit,7,stay on demand notices,4,STCG 10% 15%,12,STGC,1,Stock,1,STOCK EXCHANGE,1,STOCK MARKET FROM 9.00 AM.,1,STOCK MARKETS,1,stp,1,STRUCTURE AND VALIDATION OF PERMANENT ACCOUNT NUMBER,2,stt,7,stt challan,1,sub contractor,3,SUBPRIME CRISES,2,success secrets,1,sugam,4,Suggestion on Budget-23,35,Sukanya Samriddhi Account,11,SUPREME COURT,2,SUPREME COURT RENT,7,sur name in pan,1,surcharge cess on tds,4,Surrender-Cancellation of Service Tax Registration,1,survey income tax,5,SWACHH BHARAT CESS,12,swiss bank,1,Systematic Investment Plan,6,tally 7.2,3,tally 9,5,tally easy,3,tally erp9,6,tally recycle bin,3,tally shortcut,10,tally simple,8,tally tips,5,TAN,3,TAN STRUCTURE,1,Tariff Value,1,Tax saving,4,tax accounting standards,4,TAX AMNESTY SCHEME,4,tax benefit from budget,2,TAX CALCULATION,4,TAX CALCULATION 2008-09,1,TAX CALCULATION FORMULA ADDIN EXCEL,2,TAX CALCULATOR,1,tax calculator 10-11,2,TAX CALCULATOR 2008-09,1,tax calculator 2010-11,2,tax calculator after budget 2011,1,tax calculator financial year 10-11,1,tax calculator fy 11-12,1,tax calculator income tax,1,tax collection,3,Tax credit,5,TAX DEDUCTED AT SOURCE CALCULATOR (TDS)2007-08,2,tax deducted at source return etds,3,Tax deduction,7,tax deduction at source chart,1,TAX EVASION,1,Tax free bonds,7,TAX ON ARRERS,1,tax on due date by cheque,2,tax on perquisite,4,TAX ON PROVIDENT FUND,2,tax payment by internet,1,tax payment from other's account,1,tax payment online,1,tax planning for salary,5,TAX RATES,2,tax rates changes in budget 2011,2,tax rates in new tax code,2,tax return preparer,1,tax saving capital gain,3,tax saving mutual funds,17,tax saving tips,1,TAX SLABS,7,tax through atm,2,tax yogi,3,taxable allowances,6,Taxation,1,Taxation in India,1,TAXES BY INTERNET,1,TAXMANN,4,TAXPRO CHALLAN,2,tcs on gold,11,tcs on jewellery,8,TCS ON MINERALS,2,tcs rate chart,5,TCS RATES,15,tds certificate,2,tds 194I Limit for deduction,7,tds at less rate,6,tds calculations,2,tds calculator,11,tds calculator after 1.10.2009,1,TDS CERTIFICATE,6,tds challan 281,5,tds chart,1,TDS CORRECTION,3,TDS CREDIT MORE TAN ONE YEAR,4,tds cut off limit changed,1,tds deducted in march,8,TDS DEFAULT BY EMPLOYER,2,tds deposited on time,2,tds due date,5,tds man,4,tds matching,5,tds noitce,1,tds not deducted penalty,5,tds not paid,1,TDS ON BANK INTEREST,1,tds on car charges,1,TDS ON COLD STORAGE RENT,4,tds on commission,2,tds on discount on prepaid cards,1,TDS on e-commerce,1,TDS ON EPF,2,tds on fees,1,TDS ON GST,6,tds on immovable property,19,TDS ON INTEREST,5,tds on job work,2,tds on Non resident,10,tds on players,3,tds on professional services,6,tds on rent,13,tds on royalty,6,TDS on salary,36,tds on sale purchase of property,1,tds on service tax,9,tds on service tax on professional services,4,tds on service tax u/s 194-J,7,tds on taxi hire charges,3,tds on technical services,1,tds on transporter,5,tds on transportor,2,tds on travel agent,1,tds on umpires,1,tds on vehicles,1,tds online,1,tds payment online,1,tds payment online mandatory,2,TDS PRESENTATION,1,tds professionals,1,TDS PROVISIONS,1,TDS RATE 10-11 -TDS DEPOSIT TDS RETURN DUE DATE DOWNLOAD PDF,3,tds rate 2011-12,1,tds rate 2012-13,5,tds rate after budget,4,tds rate chart,17,TDS RATE CHART 11-12,5,tds rate chart 2019-20,1,tds rate chart fy 2014-15,1,tds rate chart fy12-13,1,TDS RATE WITHOUT PAN,3,TDS RATES,32,tds rates 07-08 EXCEL,3,tds rates 09-10 FY,6,TDS RATES 10-11,11,tds rates 2012,4,tds rates after budget 2010,2,TDS RATES ASSESSMENT YEAR 2011-12,4,tds rates chart 10-11,2,TDS RATES DIRECT TAX CODE,2,TDS RATES FOR AY 2010-11,2,tds rates fy 2016-17,3,TDS RATES FY 2017-18,3,TDS RATES FY 2018-19,1,TDS REFUND,11,tds return online free,3,tds rules amendment,4,tds salary rate,3,tds section 194C,9,tds software,1,tds statement,2,tds taxi charges,1,tds u/s 194C,6,TDS U/S 195,8,tds verification,2,TDSCPC,28,tdsman,15,tdsman software,13,TEACHER PAY SCALE,1,TERM DEPOSIT,3,TERM INSURANCE,8,term plan,2,The companies act 2013,132,The companies rules,115,THIN CAPITALISATION,1,third party insurance,2,ticket booking tds,2,time deposit,2,times prime membership,1,TIMING CHANGE,1,tin structure,2,tin-nsdl,14,tin-nsdl free etds statement software,3,TIN-NSDL.TIN NSDL FORM 16,4,TOLL FEES,1,tool bar for Chartered Accountants,5,TOP BANK OFFICIAL CBI ARREST,1,TR-6,1,traces,15,TRADEMARK,2,trading in shares,7,transaction not transfer,1,transfer fee,1,transfer includes,2,transfer loan from one bank to other,1,transport allownace,6,transport of goods by rail,5,travel agent tds,1,tribunal,1,trp,1,tuition fees,7,tuition fees children,2,TURNOVER MEANING 44AB,8,two challan in same month,1,uan,12,ubislate,1,UDYAM PORTAL,1,UGC PAY SCALES,1,uid,10,uidai,5,ulip,29,ULIP AFTER BUDGET,5,ulp,2,unclaimed deposits,5,undeliverd refund status,1,undelivered refund status,4,uniform allowance,2,union budget 2010,1,union budget 2011,2,union budget 2012,5,union budget 2012-13,29,unique identity number,5,unique tds certificate number,2,Unique trasaction number,3,unit linked insurance plan,6,UNIVERSAL ACCOUNT NUMBER,3,universal life plans,1,unsecured non convertible debentures,4,up election,3,UP VAT,2,UPI,1,USA,1,use of tally,1,uti pan card,3,UTN,5,V S Vadivel FCA ACS,1,vacant house,1,valuation of motor car,5,valuation of perquisites,16,valuation of perquisities,11,valuation of rent free house accommodation,5,valuation of works contract 01.07.2012,11,VALUE ADDED TAX,5,VAT,8,vat 11 digit detail,2,VAT ACT,3,VAT AND SERVICE TAX ON SOFTWARE,2,VAT DEFULTERS,1,VAT FORMS,2,VAT LATEST RULES,3,VAT MEANING,1,VAT NUMBER PUNJAB,1,vat on petrol,3,vat rate 4 to 5 %,1,vat rate changes punjab,3,VAT RATES,2,VAT RULES,1,VAT SCHEDULE,1,VAT TDS ON WORK CONTRACT,4,VAT UP AT A GLANCE,1,VCES,7,verified by Visa,3,VERIFY EXCISE CODE,1,verify pan,2,VERIFY SERVICE TAX CODE,7,VERIFY YOUR SERVICE TAX DEPOSIT,1,video,14,VIEW 26AS,7,VIEW YOUR TAX CREDIT,6,view your taxes online,5,Visa,4,VISHAL-REHEJA,1,vodafone,2,WAGES,3,ward circle,2,wealth tax,8,WEBCAST OF BUDGET 2011 ON COMPUTER,2,weighted scientific research deduction,2,what do u mean by micr,2,what does 10 digits of pan card indicates,1,what does each letter in pan number indicate,1,WHAT IS CHEAPER,1,what is company code 0020,1,WHAT IS DEARER,1,what is micr code,2,what is neft,5,what is PAN,1,WHAT IS STC,3,what is the meaning of rtgs,3,whatsapp,1,WHEAT AND PADDY,1,white paper,1,who can file sahaj.,10,who can sign income tax return,2,who can use itr-2,4,WIFE'S POLICY PREMIUM,2,wifes name,2,WILL,5,window dressing,1,without consideration,1,work contract service tax,16,working capital,1,Workmens Compensation Act,3,WORKS CONTRACT,3,wrong accounting code in service tax,1,wrong assessment year in challan,4,wrong head on challan,2,wrong name error in e filing registration,7,WRONG NAME IN ETDS RETURN,2,wrong pan on challan,2,wrong pan while deposit,1,wrong section on challan,3,www.satyamevjayate.in,1,xbrl,5,XLSX,2,ynitya income tax calculator,22,YouTube,1,
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SIMPLE TAX INDIA: Text-video of Prime Minister’s address to the Nation on ban of 500-1000 notes
Text-video of Prime Minister’s address to the Nation on ban of 500-1000 notes
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SIMPLE TAX INDIA
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